Platform

Common Sense Solutions to Protect America

Endorse Save the American Dream!

Save the American Dream is an aggressive foreclosure prevention campaign to stop the wide-spread effects of foreclosure on families, neighborhoods and the economy.

Save the American Dream calls for three critical solutions:

 1.      Immediate Relief to Keep Families in their Homes 

• Stop massive interest rate hikes (subprime ARM resets) and modify loans to they are permanently affordable. 
• Top investment banks must establish a national rescue fund targeted at foreclosure prevention efforts.
• Mortgage lenders must create a Refinance Loan Product for homeowners who are stuck in an unaffordable loan.
• The mortgage industry must adopt universal loan workout options.

2.      Stop Abusive Lending 

• The President and Congress must enact comprehensive protections for homeowners and enforce criminal penalties on any broker or lender knowingly engaging in abusive practices. 
• The President and Congress must not pre-empt strong state and local homeowner protection laws.      
• HUD must amend RESPA to require lenders to provide the final HUD-1 to borrowers 72 hours in advance of the closing.
• President and Congress must enact assignee liability for all parties involved in a loan.
• Require all mortgage lending institutions to create a foreclosure risk officer position.
• Regulate and license mortgage brokers. 

3.    Build Homeownership on a Solid Foundation 

• Expand the Community Reinvestment Act so that all mortgage originators are regulated under the CRA.
• Regulators must modernized CRA to hold all mortgage companies to the same standards. 

 WE ENDORSE SAVE THE AMERICAN DREAM:

Kristen	Anderson	Cleveland	OH
Erik	Beach	Bronx	NY
Carolyn	Beck	Wichita	KS
Sandra	Bijou	Chicago	IL
Liz	Caton	Chicago	IL
	Central Illinois Organizing Project	Bloomington	IL
Juan	Chavira	Wichita	KS
Rosa	Chavira	Wichita	KS
	Coalition on Homelessness and Housing in Ohio	Cleveland	OH
Rickie	Coleman	Wichita	KS
	Communities United for Action	Cincinnati	OH
Randall	Cooper	Cleveland Hts	OH
Laura	Dungan	Wichita	KS
Ferelene	Eldeeaide	Wichita	KS
	Empowering and Strengthening Ohio’s People	Cleveland	OH
Juan	Flores	Chicago	IL
Gloria	Flores	Chicago	IL
Aaron	Fowler	Wichita	KS
Cynthia	Garcia	Wichita	KS
Ed	Givens	Wichita	KS
Louis	Goseland	Wichita	KS
Silvia	Gutierrez	Wichita	KS
Nancy	Gutierrez	Wichita	KS
William	Hogan	Cleveland	OH
	Hope Street Youth Development	Wichita	KS
	Iowa CCI	DesMoines	IA
Shirley A.	Knight	Wichita	KS
Joseph	Lewis	Wichita	KS
Addie	Lewis	Wichita	KS
Barlow	Lorence	Wichita	KS
Derer	Marks	Wichita	KS
Wanda	Martin	Wichita	KS
Mayolo	Mazquez	Wichita	KS
Cecile Anne	McAlpine	Wichita	KS
Jose	Mendoza	Wichita	KS
	Metanoia Centers, Inc.	Champaign	IL
Armando	Minjarez	Garden City	KS
David	Morgan	Wichita	KS
Suzanne	Morgan	Wichita	KS
	Multi-Cutural Coalition	Wichita	KS
	National People’s Action	Chicago	IL
	National Training and Information Center	Chicago	IL
	Native American Children’s Alliance	Cleveland	OH
Otis	Normal	Wichita	KS
E. L.	Normore	Wichita	KS
Leon	Normore	Wichita	KS
	Northwest Side Housing Center	Chicago	IL
Emira	Palacios	Wichita	KS
Joshua	Palacios	Wichita	KS
Ezequiel	Palacios	Wichita	KS
Yadira	Palacios	Wichita	KS
Clara	Perry	Wichita	KS
	Philadelphia Unemployment Project	Philadelphia	PA
Ron	Pierce	Cleveland	OH
	Pittsburgh Community Reinvestment Group	Pittsburgh	PA
Richard	Puchalski	Syracuse	NY
Tucino M.	Raymondo	Wichita	KS
Icyree	Robinson	Wichita	KS
Joel	Rodriguez	Springfield	MA
Hazel	Rogers	Wichita	KS
Donna	Samual	Wichita	KS
Chester L.	Selman	Wichita	KS
Sylvia	Selman	Wichita	KS
Charles	Selman	Wichita	KS
Norma	Selman	Wichita	KS
Monty	Shaw	Wichita	KS
	Silas H. Hunt Community Dev. Corp.	Texarkana	AK
Natalie	Snyders	DesMoines	IA
Brandy	Stegner	Wichita	KS
	Sunflower Community Action	Wichita	KS
	Syracuse United Neighbors	Syracuse	NY
Flor Maria	Urbina	Wichita	KS
Patricia	Vazquez	Wichita	KS
	We Are Our Brothers’ Keepers	Texarkana	AK
Samantha	Williams	Cleveland	OH
	Working in Neighborhoods	Cincinnati	OH